Comparison to Surrounding Areas
The median household income ($59,708) for 49738 is less than the median household income for 49633 ($73,681), 48653 ($65,913), 48636 ($65,870), 49751 ($62,008), 49735 ($70,819), 49733 ($66,318), 49646 ($64,863), Crawford County ($60,392), Kalkaska County ($68,578), Otsego County ($68,183), Chester township ($73,707), Bear Lake township ($68,889), Maple Forest township ($79,167), Lovells township ($61,833), Grayling charter township ($65,127), Frederic township ($65,333), and Beaver Creek township ($61,121). But it's more than 49756 ($53,333), South Branch township ($52,292), and Grayling city ($32,545).
| 49738 | $59,708 |
| Grayling city | $32,545 |
| South Branch township | $52,292 |
| Bear Lake township | $68,889 |
| Chester township | $73,707 |
| Beaver Creek township | $61,121 |
| Frederic township | $65,333 |
| Grayling charter township | $65,127 |
| Lovells township | $61,833 |
| Maple Forest township | $79,167 |
| Kalkaska County | $68,578 |
| Otsego County | $68,183 |
| Crawford County | $60,392 |
Get Median Household Income for all Zip Codes in Michigan.
The average household income ($69,614) for 49738 is less than the average household income for 48653 ($85,679), 48636 ($76,333), 49751 ($94,532), 49735 ($89,665), 49733 ($71,725), 49646 ($73,815), 49633 ($90,826), Kalkaska County ($81,688), Otsego County ($88,599), Chester township ($97,469), Bear Lake township ($81,731), Maple Forest township ($78,993), Lovells township ($75,715), Grayling charter township ($72,661), and Frederic township ($82,026). But it's more than 49756 ($66,086), Crawford County ($68,758), Beaver Creek township ($69,339), South Branch township ($60,469), and Grayling city ($46,204).
| 49738 | $69,614 |
| Grayling city | $46,204 |
| South Branch township | $60,469 |
| Bear Lake township | $81,731 |
| Chester township | $97,469 |
| Beaver Creek township | $69,339 |
| Frederic township | $82,026 |
| Grayling charter township | $72,661 |
| Lovells township | $75,715 |
| Maple Forest township | $78,993 |
| Kalkaska County | $81,688 |
| Otsego County | $88,599 |
| Crawford County | $68,758 |
Get Average Household Income for all Zip Codes in Michigan.
The per-capita income for 49738 is $31,948. The per capita income ($31,948) for 49738 is less than the per capita income for 49756 ($34,292), 48636 ($35,594), 48653 ($42,798), 49633 ($42,820), 49646 ($33,275), 49733 ($32,042), 49735 ($38,973), 49751 ($40,912), Kalkaska County ($34,934), Otsego County ($38,321), Frederic township ($36,263), Grayling charter township ($33,132), Lovells township ($37,182), Maple Forest township ($37,357), Bear Lake township ($35,790), and Chester township ($41,497). But it's more than Crawford County ($31,873), Beaver Creek township ($30,751), South Branch township ($29,690), and Grayling city ($22,940).
| 49738 | $31,948 |
| Grayling city | $22,940 |
| South Branch township | $29,690 |
| Bear Lake township | $35,790 |
| Chester township | $41,497 |
| Beaver Creek township | $30,751 |
| Frederic township | $36,263 |
| Grayling charter township | $33,132 |
| Lovells township | $37,182 |
| Maple Forest township | $37,357 |
| Kalkaska County | $34,934 |
| Otsego County | $38,321 |
| Crawford County | $31,873 |
Get Per-Capita Income for all Zip Codes in Michigan.
3.4% of households make over $200,000 a year. The percent high income households (3.4%) for 49738 is less than the percent high income households for 49756 (3.8%), 48636 (5.4%), 48653 (5.7%), 49633 (5.5%), 49735 (6.6%), 49751 (10.2%), Otsego County (6.6%), Kalkaska County (3.7%), Frederic township (5.9%), Lovells township (6.9%), and Chester township (12.6%). But it's more than 49646 (1.8%), 49733 (1.5%), Crawford County (2.8%), South Branch township (1.5%), Bear Lake township (3.3%), Grayling city (0.5%), Maple Forest township (2.6%), and Grayling charter township (2.6%). And it's the same as Beaver Creek township (3.4%).
| 49738 | 3.4% |
| Grayling city | 0.5% |
| South Branch township | 1.5% |
| Bear Lake township | 3.3% |
| Chester township | 12.6% |
| Beaver Creek township | 3.4% |
| Frederic township | 5.9% |
| Grayling charter township | 2.6% |
| Lovells township | 6.9% |
| Maple Forest township | 2.6% |
| Kalkaska County | 3.7% |
| Otsego County | 6.6% |
| Crawford County | 2.8% |
Get High Income Households for all Zip Codes in Michigan.
| under 25 years | 25 to 44 years | 45 to 64 years | 65 years and over | |
|---|---|---|---|---|
| 49738 | $66,667 | $56,316 | $58,393 | $61,625 |
| Grayling city | $35,313 | $32,500 | $34,688 | $27,143 |
| South Branch township | $-1 | $67,313 | $42,404 | $48,750 |
| Bear Lake township | $-1 | $71,458 | $74,167 | $62,500 |
| Chester township | $-1 | $91,667 | $76,875 | $59,943 |
| Beaver Creek township | $-1 | $93,750 | $60,781 | $47,917 |
| Frederic township | $-1 | $77,750 | $58,281 | $68,125 |
| Grayling charter township | $-1 | $58,333 | $65,169 | $65,909 |
| Lovells township | $-1 | $90,000 | $62,396 | $61,042 |
| Maple Forest township | $-1 | $110,395 | $78,750 | $59,688 |
| Kalkaska County | $26,942 | $82,250 | $76,395 | $51,890 |
| Otsego County | $42,518 | $77,173 | $78,365 | $56,052 |
| Crawford County | $66,111 | $62,035 | $58,684 | $60,026 |
Get Median Household Income by Age of Householder for all Zip Codes in Michigan.
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All income statistics above are the most current, comparable income statistics available from the US Census Bureau and are from the American Community Survey 2024 5-year estimates. You can find this information and other demographics for 49738 on the US Census Bureau’s website. These values are in 2024 inflation-adjusted dollars and were downloaded on 29 January 2026.
Margins of error for the income data are:
| Median Household Income | Average Household Income | Per Capita Income | High Income Households | Median Household Income by Age of Householder | ||||
|---|---|---|---|---|---|---|---|---|
| under 25 | 25 to 44 | 45 to 64 | 65+ | |||||
| 49738 | +/-$5,820 | +/-$4,183 | +/-$1,592 | +/-1.1% | +/-$28,660 | +/-$12,279 | +/-$8,012 | +/-$12,706 |
| Grayling city | +/-$7,502 | +/-$6,477 | +/-$2,842 | +/-0.8% | +/-$11,349 | +/-$20,198 | +/-$29,448 | +/-$22,913 |
| South Branch township | +/-$15,398 | +/-$7,026 | +/-$3,664 | +/-1.5% | +/-$-1 | +/-$29,039 | +/-$21,412 | +/-$20,313 |
| Bear Lake township | +/-$8,440 | +/-$10,351 | +/-$5,705 | +/-2.4% | +/-$-1 | +/-$12,536 | +/-$62,753 | +/-$18,443 |
| Chester township | +/-$9,187 | +/-$19,225 | +/-$7,385 | +/-9.0% | +/-$-1 | +/-$69,748 | +/-$54,653 | +/-$4,137 |
| Beaver Creek township | +/-$8,404 | +/-$7,860 | +/-$3,136 | +/-2.5% | +/-$-1 | +/-$56,581 | +/-$17,722 | +/-$7,362 |
| Frederic township | +/-$14,265 | +/-$12,181 | +/-$6,352 | +/-4.1% | +/-$-1 | +/-$30,620 | +/-$16,640 | +/-$23,413 |
| Grayling charter township | +/-$6,519 | +/-$6,512 | +/-$2,530 | +/-1.6% | +/-$-1 | +/-$13,425 | +/-$19,369 | +/-$9,514 |
| Lovells township | +/-$4,086 | +/-$8,258 | +/-$4,070 | +/-4.1% | +/-$-1 | +/-$86,372 | +/-$12,926 | +/-$5,871 |
| Maple Forest township | +/-$15,415 | +/-$7,698 | +/-$3,768 | +/-2.3% | +/-$-1 | +/-$30,910 | +/-$30,481 | +/-$35,308 |
| Kalkaska County | +/-$3,573 | +/-$4,868 | +/-$1,983 | +/-1.1% | +/-$10,691 | +/-$13,010 | +/-$3,740 | +/-$6,094 |
| Otsego County | +/-$4,808 | +/-$4,908 | +/-$1,998 | +/-1.5% | +/-$4,895 | +/-$10,439 | +/-$7,862 | +/-$2,684 |
| Crawford County | +/-$4,587 | +/-$3,442 | +/-$1,385 | +/-0.9% | +/-$25,300 | +/-$7,861 | +/-$6,952 | +/-$9,287 |