Comparison to Surrounding Areas
The median household income ($89,250) for 49740 is less than the median household income for Friendship township ($90,833) and West Traverse township ($93,929). But it's more than 49706 ($76,906), 49770 ($79,590), 49769 ($67,558), 49755 ($65,789), 49722 ($87,721), 49718 ($48,750), Emmet County ($78,112), Harbor Springs city ($75,417), Readmond township ($75,313), Pleasantview township ($70,694), Little Traverse township ($88,368), Cross Village township ($56,250), and Bear Creek township ($71,090).
| 49740 | $89,250 |
| Harbor Springs city | $75,417 |
| Bear Creek township | $71,090 |
| Cross Village township | $56,250 |
| Friendship township | $90,833 |
| Little Traverse township | $88,368 |
| Pleasantview township | $70,694 |
| Readmond township | $75,313 |
| West Traverse township | $93,929 |
| Emmet County | $78,112 |
Get Median Household Income for all Zip Codes in Michigan.
The average household income ($127,589) for 49740 is less than the average household income for Pleasantview township ($129,380) and West Traverse township ($129,147). But it's more than 49706 ($89,823), 49770 ($116,112), 49769 ($74,666), 49755 ($84,186), 49722 ($73,084), 49718 ($71,670), Emmet County ($109,768), Harbor Springs city ($124,256), Readmond township ($102,801), Little Traverse township ($114,401), Friendship township ($123,861), Cross Village township ($88,283), and Bear Creek township ($100,793).
| 49740 | $127,589 |
| Harbor Springs city | $124,256 |
| Bear Creek township | $100,793 |
| Cross Village township | $88,283 |
| Friendship township | $123,861 |
| Little Traverse township | $114,401 |
| Pleasantview township | $129,380 |
| Readmond township | $102,801 |
| West Traverse township | $129,147 |
| Emmet County | $109,768 |
Get Average Household Income for all Zip Codes in Michigan.
The per-capita income for 49740 is $59,642. The per capita income ($59,642) for 49740 is less than the per capita income for Pleasantview township ($68,648), West Traverse township ($60,441), and Harbor Springs city ($65,410). But it's more than 49770 ($50,101), 49706 ($40,683), 49718 ($30,766), 49722 ($39,478), 49755 ($37,794), 49769 ($28,229), Emmet County ($48,447), Bear Creek township ($45,270), Cross Village township ($44,730), Friendship township ($50,866), Little Traverse township ($52,802), and Readmond township ($45,846).
| 49740 | $59,642 |
| Harbor Springs city | $65,410 |
| Bear Creek township | $45,270 |
| Cross Village township | $44,730 |
| Friendship township | $50,866 |
| Little Traverse township | $52,802 |
| Pleasantview township | $68,648 |
| Readmond township | $45,846 |
| West Traverse township | $60,441 |
| Emmet County | $48,447 |
Get Per-Capita Income for all Zip Codes in Michigan.
15.3% of households make over $200,000 a year. The percent high income households (15.3%) for 49740 is less than the percent high income households for Friendship township (16.0%). But it's more than 49706 (7.5%), 49770 (12.8%), 49769 (3.0%), 49755 (6.0%), 49722 (0.0%), 49718 (1.9%), Emmet County (11.5%), Harbor Springs city (14.0%), West Traverse township (13.6%), Readmond township (14.0%), Pleasantview township (10.5%), Little Traverse township (13.7%), Cross Village township (11.1%), and Bear Creek township (11.8%).
| 49740 | 15.3% |
| Harbor Springs city | 14.0% |
| Bear Creek township | 11.8% |
| Cross Village township | 11.1% |
| Friendship township | 16.0% |
| Little Traverse township | 13.7% |
| Pleasantview township | 10.5% |
| Readmond township | 14.0% |
| West Traverse township | 13.6% |
| Emmet County | 11.5% |
Get High Income Households for all Zip Codes in Michigan.
| under 25 years | 25 to 44 years | 45 to 64 years | 65 years and over | |
|---|---|---|---|---|
| 49740 | $-1 | $88,056 | $99,038 | $81,806 |
| Harbor Springs city | $-1 | $96,250 | $91,786 | $53,482 |
| Bear Creek township | $61,935 | $72,045 | $93,831 | $64,213 |
| Cross Village township | $-1 | $59,375 | $54,688 | $60,000 |
| Friendship township | $-1 | $98,750 | $94,063 | $75,682 |
| Little Traverse township | $-1 | $86,591 | $115,441 | $75,313 |
| Pleasantview township | $-1 | $120,833 | $69,886 | $-1 |
| Readmond township | $-1 | $51,250 | $75,625 | $86,667 |
| West Traverse township | $-1 | $-1 | $105,893 | $96,833 |
| Emmet County | $61,944 | $79,129 | $95,530 | $63,900 |
Get Median Household Income by Age of Householder for all Zip Codes in Michigan.
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All income statistics above are the most current, comparable income statistics available from the US Census Bureau and are from the American Community Survey 2024 5-year estimates. You can find this information and other demographics for 49740 on the US Census Bureau’s website. These values are in 2024 inflation-adjusted dollars and were downloaded on 29 January 2026.
Margins of error for the income data are:
| Median Household Income | Average Household Income | Per Capita Income | High Income Households | Median Household Income by Age of Householder | ||||
|---|---|---|---|---|---|---|---|---|
| under 25 | 25 to 44 | 45 to 64 | 65+ | |||||
| 49740 | +/-$7,090 | +/-$11,738 | +/-$5,496 | +/-2.7% | +/-$-1 | +/-$10,901 | +/-$16,522 | +/-$11,202 |
| Harbor Springs city | +/-$24,494 | +/-$26,391 | +/-$13,533 | +/-4.2% | +/-$-1 | +/-$14,605 | +/-$47,465 | +/-$13,121 |
| Bear Creek township | +/-$13,375 | +/-$11,469 | +/-$4,989 | +/-4.4% | +/-$5,820 | +/-$15,401 | +/-$34,346 | +/-$15,006 |
| Cross Village township | +/-$7,763 | +/-$20,595 | +/-$9,832 | +/-6.8% | +/-$-1 | +/-$49,890 | +/-$6,111 | +/-$12,622 |
| Friendship township | +/-$11,470 | +/-$18,099 | +/-$8,330 | +/-4.9% | +/-$-1 | +/-$20,986 | +/-$11,543 | +/-$7,937 |
| Little Traverse township | +/-$15,626 | +/-$15,741 | +/-$5,157 | +/-5.0% | +/-$-1 | +/-$15,164 | +/-$29,554 | +/-$20,839 |
| Pleasantview township | +/-$26,602 | +/-$45,807 | +/-$26,982 | +/-5.0% | +/-$-1 | +/-$30,206 | +/-$3,480 | +/-$-1 |
| Readmond township | +/-$22,645 | +/-$23,131 | +/-$11,011 | +/-9.4% | +/-$-1 | +/-$40,268 | +/-$27,799 | +/-$31,361 |
| West Traverse township | +/-$13,726 | +/-$20,256 | +/-$9,165 | +/-4.5% | +/-$-1 | +/-$-1 | +/-$28,547 | +/-$8,436 |
| Emmet County | +/-$4,802 | +/-$6,184 | +/-$2,797 | +/-1.6% | +/-$27,613 | +/-$7,494 | +/-$5,889 | +/-$2,033 |